Dairy Farm Loans

More than 75 percent of America’s dairy farms are family owned and operated, and thus require a variety of financing needs. At Greendale Ag Lending, we take pride in providing financial support to the dairy industry and can assist you in your dairy operation financing needs. Our team of experts is knowledgeable in today’s dairy operations, techniques and technology. We are able to provide financial management support for dairy customers big and small. We keep apprised of the industry’s financial health and can customize optimal loan packages for your situation.

In general, while dairy farms typically gross higher sales and net income than all U.S. farms, they amass larger land areas, greater production expenses, and higher net income, requiring financing up front. In 2017, the production costs of farms specializing in dairy cattle and milk production totaled more than $33 billion, up 1.6 percent from the previous tally in 2012. High on the list of operation costs are feed, hired labor, supply, repairs, vet/medicine, hauling and many other miscellaneous items.

We offer a variety of loan packages for your dairy business, including financing for the aforementioned expenses, as well as the following:

  • Land acquisition
  • Dairy cow acquisition
  • New equipment
  • New building construction or renovation
  • Facility expansion
  • Fuel
  • And more

Dairy farmers have several options through the U.S. Department of Agriculture (USDA) and Farm Service Agency (FSA) if in need of financial support. The USDA and the FSA offer loans to beginning and socially disadvantaged farmers for use towards a variety of operations, and for dairy farmers in need of quick capital can take advantage of USDA microloans. While the USDA/FSA is a great resource for new or small farmers, more established farmers can often obtain low interest rates and better services from private companies.

No matter your operation, if dairy farming is your passion, let the experts at Greendale Ag assist you in meeting your financial needs and reaching your dreams. We will work with you to determine the best loan package for your situation and walk you through the entire process. Contact us today to talk with one of our dairy farm loan experts.